For Buyers

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Click on book to request your free copy of the Homebuyers ToolKit

 

 

10 Steps to Choosing and Purchasing your Home

 

Contents of the Homebuyer's Toolkit

The Homebuyer's Toolkit contains information on each step of the home buying process such as: 

  • Deciding to Buy a Home 

  • Locating and Buying a Home

  • Making the Best Deal

  • Moving In 

  • Home Buyer's Glossary of Terms

  • What a Real Estate Buyer's Representative is... and Why You Should Use One

  • Finding a Neighborhood for You

  • Making An Offer  

  • Tax Tips for Buyers

  • How to Start Packing Prior to your Move

  • Resources

Helpful self-assessment tools and worksheets to assess: 

  • What You Want and Need in a House

  • Your Credit 

  • The Neighborhood

  • Your Home as Compared to Other Homes in the Neighborhood 

Useful checklists, such as: 

  • Mortgage Loan Interview Application Checklist 

  • Special Situations Applications Checklist

  • Moving Checklist 

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.